Cash Flow Calculator
Projects cash inflows and outflows over a period to determine if revenue covers obligations
Your current cash on hand
Total cash coming in each month
Total cash going out each month
Forecast period in months
Monthly inflows minus outflows
Projected cash balance at end of period
Total cash in over the full period
Total cash out over the full period
Frequently Asked Questions
What is cash flow?
Cash flow is the net amount of cash moving in and out of a business over a specific period. Positive cash flow means more money is coming in than going out. Negative cash flow means expenses exceed income.
Why is cash flow more important than profit?
A business can be profitable on paper but still run out of cash if payments are delayed or expenses come due before revenue arrives. Cash flow tracks actual money available to pay bills, making it critical for day-to-day survival.
What is the difference between cash flow and revenue?
Revenue is the total amount billed or earned. Cash flow is the actual cash received minus cash spent. Revenue may include unpaid invoices, while cash flow only counts money that has actually changed hands.
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