All Tools

Credit Card Payoff Calculator

Calculates time and interest to pay off a credit card balance at a given payment amount

Your current credit card balance

The APR listed on your credit card statement

The minimum monthly payment required

Optional additional amount paid each month

Months to Pay Off

Enter your balance and payment details to see payoff timeline

Total Interest Paid

The total interest you will pay over the payoff period

Total Amount Paid

Balance plus all interest charges

Payoff Date

The projected month and year your card will be paid off