Net Worth Calculator
Calculates total assets minus total liabilities for an individual or business
Assets
Liabilities
Sum of all asset values
Sum of all liability values
Total assets minus total liabilities
Frequently Asked Questions
How do I calculate net worth?
Add up all your assets (cash, investments, property, equipment, inventory) and subtract all liabilities (loans, credit cards, accounts payable, other debts). The result is your net worth. A positive number means you own more than you owe.
Why does net worth matter for a business?
Net worth (also called owner's equity or book value) shows the true value of the business after all debts. Lenders use it to evaluate creditworthiness. Growing net worth over time indicates a healthy, well-managed business.
How often should I calculate net worth?
Review your business net worth quarterly or at minimum annually. Track it over time to identify trends. Consistent growth is more important than any single number. Sudden drops may signal problems that need immediate attention.
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