Payment Processing Fee Comparison Calculator
Compares fees across payment processors side by side to find the cheapest option
Enter a transaction amount to compare processing fees across Stripe, PayPal, and Square
Frequently Asked Questions
Which payment processor has the lowest fees?
For most standard card transactions, Square (2.6% + $0.10) is cheapest, followed by Stripe (2.9% + $0.30) and PayPal (3.49% + $0.49). The best choice depends on your average transaction size, volume, and needed features.
Do fees matter more for small or large transactions?
Fixed per-transaction fees hit small transactions harder. On a $10 sale, Square's $0.10 fixed fee is 1% of the total, while PayPal's $0.49 is nearly 5%. For large transactions, the percentage rate matters more than the fixed fee.
Should I offer multiple payment options?
Yes, but be strategic. Offering multiple options increases conversion rates. Consider steering customers toward lower-fee methods (like ACH or debit) by showing them first or offering small discounts for cheaper payment methods.
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