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NPV Calculator

Calculates Net Present Value of a series of future cash flows discounted at a specified rate

Net Present Value

Enter all fields to calculate NPV

Investment Decision

Whether the investment is worthwhile

Frequently Asked Questions

What is Net Present Value (NPV)?

NPV calculates the current value of all future cash flows from an investment, minus the initial cost. It accounts for the time value of money by discounting future cash flows. A positive NPV means the investment should generate value above its cost.

What discount rate should I use?

Use your cost of capital or required rate of return. For small businesses, 10-15% is common. If using debt financing, use your weighted average cost of capital (WACC). Higher discount rates mean future cash flows are worth less today.

Should I invest if NPV is positive?

Generally yes. A positive NPV means the investment returns more than your required rate of return. Compare NPV across competing investments to choose the best option. Also consider qualitative factors like strategic fit and risk.