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Income Tax Calculator

Estimates federal and state income tax liability based on income, deductions, and filing status

Standard deduction ($14,600.00) used if higher.

Taxable Income

Gross income minus deductions

Federal Income Tax

Tax calculated using 2024 federal brackets

Effective Tax Rate

Federal tax as percentage of gross income

Marginal Tax Rate

Tax rate on your next dollar of income

Frequently Asked Questions

How do federal income tax brackets work?

Tax brackets are marginal, meaning only income within each bracket is taxed at that rate. If you earn $50,000 as a single filer, you pay 10% on the first $11,600, 12% on the next $35,550, and 22% on the remaining $2,850. Your effective rate is lower than your marginal bracket.

What is the standard deduction?

For 2024, the standard deduction is $14,600 (single), $29,200 (married filing jointly), and $21,900 (head of household). Most taxpayers take the standard deduction unless their itemized deductions (mortgage interest, state taxes, charitable gifts) exceed this amount.

What is the difference between marginal and effective tax rate?

Your marginal rate is the tax bracket your last dollar of income falls into. Your effective rate is your total tax divided by total income. The effective rate is always lower than the marginal rate because lower brackets apply to your first dollars of income.